Cash Management Practices and Financial Sustainability of Public Secondary Schools in Nakuru County, Kenya

Authors

  • Mercy Wairimu Njoroge Kenyatta University
  • Dr. Daniel Makori Kenyatta University

DOI:

https://doi.org/10.53819/81018102t5393

Abstract

Over Ksh 400 billion were given to the education sector in the 2017–2018 fiscal year, but an audit report released in 2018 found that almost a quarter of this money cannot be adequately accounted for. Another study by the Auditor General found that the government had spent 210.34 billion by the 2018/2019 fiscal year. Falsified enrollment numbers may be costing the government millions of shillings in capitation fees for public schools, according to financial data from the Ministry of Education. Thus, the study aimed to explore how various cash management techniques influence the ability of public secondary schools in Nakuru Town Sub-County to maintain a positive cash flow. The study was grounded in the Pecking Order Theory, Transaction Cost Theory, and a Monetary Theoretic Approach to cash management. An explanatory research design was employed for the investigation. The study focused on 33 public secondary schools in Nakuru Town Sub-County, with the analysis units being the principals, school bursars, and Board of Management (BOM) chairs. Given the relatively small target population, a census technique was used to include all the targeted respondents, resulting in a sample size of 99 individuals from the 33 schools. A questionnaire was used as the primary data collection method, and the Cronbach’s Alpha coefficient was applied to assess internal consistency. The data were analyzed using SPSS version 24, producing both descriptive and inferential statistics, with results presented in tables. The study adhered to ethical guidelines, ensuring voluntary participation and respecting participants' privacy. The findings indicated that cash budgeting, cash policies, cash disbursement, and cash flow forecasting all significantly impacted the long-term financial viability of the public schools in Nakuru East Sub-County, Nakuru County, Kenya. The study concludes that cash management practices play a crucial role in ensuring the financial sustainability of public secondary schools in the region. Based on these conclusions, the study recommends that school management teams, including principals and their deputies, should adopt a participatory approach to budgeting by involving all relevant stakeholders throughout the process. Additionally, schools should implement more aggressive credit policies to improve their working capital and achieve financial sustainability. School management should also embrace prudence in managing surplus funds, ensuring their maximum utilization through investments in viable projects. Finally, the Ministry of Education should organize regular training sessions for secondary school principals on cash flow forecasting, especially concerning operating, financing, and investing activities, to enhance their financial decision-making capabilities.

Keywords: Cash management practices, financial sustainability, public secondary schools, Nakuru County, Kenya

Author Biographies

Mercy Wairimu Njoroge , Kenyatta University

Post graduate Student, Kenyatta University

Dr. Daniel Makori, Kenyatta University

Lecturer, Department of Accounting and Finance, School of Business, Economics and Tourism, Kenyatta University

References

Akinyomi, O. J. (2014). Effect of cash management on profitability of Nigerian Manufacturing firms. International journal of marketing and technology, 4(1), 129-140.

Apuoyo, B. (2010). The Relationship between Working Capital Management Policies and Profit abilities for Companies Quoted at the NSE. Unpublished MBA Project, University of Nairobi.

Bennell, P., &Sayed,Y. (2002). Improving the Management and Internal Efficiency of Post-Primary Education and Training in Uganda.

Brinchk, M., Jan,S., Soeren, G. &Hans, G. (2011). Financial Management –Turning theory into practice. Entrepreneurship theory and practice.35 (2), 217-234. https://doi.org/10.1111/j.1540-6520.2009.00362.x

Chen, J. (2004). Determinants of Capital Structure of Chinese Listed Companies. Journal of Business Research, 57 (12), 1341-1351. https://doi.org/10.1016/S0148-2963(03)00070-5

Collins, S, & Altman, G. (2012). Interpreting Diagnostic Accuracy Studies for Patient Care. BMJ (Online).345(7871). https://doi.org/10.1136/bmj.e3999

Correa, C., Basso, L. C., & Nakamura, W. T. (2007). What Determines the Capital Structure of the Largest Brazilian Firms? An Empirical Analysis Using Panel Data. Available at SSRN: http://ssrn.com/abstract=989047. https://doi.org/10.2139/ssrn.989047

Eusebi, P. (2016). Diagnostic Accuracy Measures. Cerebrovascular Diseases.36 (4):267–72. 10. https://doi.org/10.1159/000353863

Gilbert, Y. (2015). Cash Management Practices: A Study on Residential Facilities. Unpublished MBA Kwame Nkrumah University of Science and Technology

Godwin, R. (2011) Investigation on cash management on the Profitability International Journal of Economics, Commerce and Management, 3(4), 2121-38.

Hazma, K., Mutala, Z. & Antwi K.S. (2015) Cash Management Practices and Financial management of Small and Medium Enterprises (SMEs) in the Northern Region of Ghana. International Journal of Economics, Commerce and Management United Kingdom, 2 (3) 5-10.

Isaac, L., Lawal, M. & Okoli, T. (2015), ‘A Systematic Review of Budgeting and Budgetary Control in Government Owned Organizations’, Research Journal of Finance and Accounting, 6 (6) 1-10.

Jensen, M. & Meckling, W. (1976). Theory of the Firm: Managerial Behaviour, Agency Cost and Ownership Structure. Journal of Financial Economics, 3 (4), 305-360. https://doi.org/10.1016/0304-405X(76)90026-X

Khan, J. (2011). Cash or Card: Consumer Perceptions of Payment Modes. Unpublished thesis submitted to Auckland University of Technology in fulfilment of the requirements for the degree of Doctor of Philosophy.

Koech, M. (2015). The Effect of Budgetary Controls on Financial Management of Manufacturing Companies in Kenya. MBA project University of Nairobi.

Linnet, K., & Moons, G. (2012). Beyond Diagnostic Accuracy: The Clinical Utility of Diagnostic Tests. Clinical chemistry, 58(12):1636–43. https://doi.org/10.1373/clinchem.2012.182576

Longenecker, J.G., Petty,C.W.,Moore J. W. &Palich L. E. (2006).Small Business Management, An Entrepreneurial Emphasis . London: Thomson South Western Press.

Mobegi, F.E. (2012). Factors Contributing to financial mismanagement and misappropriation in public Secondary Schools in Gucha District, Kenya, 2(5), 2249- 2585.

Mulkeen, A., Chapman, D., Dejaeghere, J., & Bryne, E. (2005). Recruitung retaining secondary school teachers and principals in Sub- Saharan Africa. AED Education Centre Academy for Education Development, 4(2) 645-765

Muthama, A.S., Muturi, W. & Abuga, V. A. (2016) Effects of Cash Management Practices on Operational Performance, European Journal of Business and Management.8,.12.

Mwaniki, W. (2012). Relationship between working capital management policies and financial management. A Survey of Deposit Taking MFIs in Kenya Unpublished MBA project University of Nairobi

Myers, S. C. & Majluf, N. S. (1984). Corporate financing and investment decisions when firms have information those investors do not have. Journal of Financial Economics, 13. https://doi.org/10.3386/w1396

Ndirangu, W. (2014). Effect of Cash Management on the Financial Management of the Companies Listed at the Nairobi Securities Exchange. A Research Project Submitted in Partial Fulfillment of the Requirement for the Award of Master of Science in Finance, University of Nairobi

Okwena, K.D. (2011). An assessment of the effect of proper book keeping practices on the financial management perspectives from small and medium scale business enterprises in Kisii municipality. Working Paper, Kisii University College, Kenya.

Onduso, O. (2013) the Effect of Budgets on Financial management of Manufacturing Companies in Nairobi County. A Research Project Submitted in Partial Fulfillment of the Requirement for the Award of Master of Science in Finance, University of Nairobi.

Ongeri, Z. (2012, August 12). Impact of Kenya Education Staff Institute Training on financial management in public secondary schools in Ogembo Division, Gucha District-Kenya.

Pietropapa. P. (2011) Internal Control Systems and Cash Management Policies in Non -Governmental Organizations. Report Submitted to College 0f Business and Management Sciences in Partial Fulfillment for the Award of a Bachelor of Commerce Degree of Makerere University

Pimpong, S., & Laryea, H. (2016). Budgeting and Its Impact on Financial Management: The case of Non-Bank Financial Institutions in Ghana.

Shaban, O. (2017). The Effect of Financial & Cash Policies on the Performance and Risk Assessment of Amman Stock Exchange Market, JEL Classification G10, E50 Original scientific article.

Tuwei, K. (2017). Do Cash Collections Techniques and Cash Disbursement Affect Performance of State Corporations in Kenya, International Journal of Economics, Commerce and Management United Kingdom, 6 (10) 11-19.

Downloads

Published

2025-11-05

How to Cite

Njoroge , M. W., & Makori, D. (2025). Cash Management Practices and Financial Sustainability of Public Secondary Schools in Nakuru County, Kenya. Journal of Finance and Accounting, 9(5), 72–90. https://doi.org/10.53819/81018102t5393

Issue

Section

Articles