Mwariri, Paul Mwaniki, and Emmanuel Awuor. “Influence of Adoption of Mobile Banking Strategy on the Financial Performance of Micro-Finance Institution in Nanyuki Town, Kenya”. Journal of Finance and Accounting 4, no. 4 (November 19, 2020): 14–24. Accessed September 24, 2025. https://stratfordjournalpublishers.org/journals/index.php/journal-of-accounting/article/view/622.