GACHIGO, J. AI-Driven Credit Scoring and Financial Inclusion in Kenya: Balancing Innovation with Governance Safeguards. Journal of Finance and Accounting, [S. l.], v. 10, n. 7, p. 74–92, 2026. DOI: 10.53819/81018102t2612. Disponível em: https://stratfordjournalpublishers.org/journals/index.php/journal-of-accounting/article/view/3018. Acesso em: 21 oct. 2026.