MASHKOUR, S. J.; HANOON, R. N.; AL-WAELI, A. J. The Role of Bank Credit in Assessing Financial Risk and Predicting Financial Failure Using the Z-Score Model: Evidence from Iraqi Commercial Banks. Journal of Finance and Accounting, [S. l.], v. 9, n. 6, p. 46–60, 2025. DOI: 10.53819/81018102t5403. Disponível em: https://stratfordjournalpublishers.org/journals/index.php/journal-of-accounting/article/view/2721. Acesso em: 21 jan. 2026.