MWANGI, W. P.; CHELUGET, J. Role of Financial Literacy, Financial Innovation, Financial Inclusion on SME Access to Credit in Kenya: A Case of Kumisa SACCO. Journal of Finance and Accounting, [S. l.], v. 2, n. 2, p. 1–18, 2018. Disponível em: https://stratfordjournalpublishers.org/journals/index.php/journal-of-accounting/article/view/194. Acesso em: 22 jan. 2026.